Calculator methodology

What the fee calculator estimates.

The calculator is planning math for food truck operators. It turns your ticket size, transaction volume, card share, and stated rate assumptions into a monthly estimate you can inspect and share.

Formula

Monthly card volume equals average ticket multiplied by monthly transactions and card share. Estimated processing cost equals monthly card volume multiplied by the percentage fee, plus card transactions multiplied by the fixed fee.

Annualized cost is the monthly estimate multiplied by 12. Effective rate is estimated processing cost divided by monthly card volume.

Inputs and assumptions

  • Average ticket is entered in U.S. dollars.
  • Transactions and event days describe a typical month.
  • Card share is the percentage of sales paid by card.
  • Percentage and fixed fees are the assumptions you choose.
  • The estimate excludes tips, refunds, disputes, chargebacks, taxes, hardware, software subscriptions, and negotiated rates.

Use it responsibly

This is not a processor quote, legal advice, or a claim about a specific provider's current pricing. Confirm current terms directly with your processor and compare the same assumptions across quotes.